Option 1:Click the link below to apply your finance: 


LUX Finance FAQs

1. What's the interest rate?
-Interest rate depends on the owner's credit score and years in business. Interest rate may varies from 4% to 8%.

2. What is the minimum and maximum amount I can apply for?
-Minimum loan amount is $2500, and there is no maximum amount

3. I have sent my loan application, what's my next step?
-You will get an email or phone call in 1-2 days after you submit your application. The loan underwriter could reach out to you for any missing information. After your loan is approved, Lux Spa will send them a final invoice so they could draft a contract. They will send you this contract by email via DocuSign, and please read over the contract and sign electronically.

4. What is the lifetime of loan?
-You have the option to pay monthly for 12, 24, 36, 48, or 60 months.

Option 2:Finance with Shop Pay Installments

Shop Pay Installments offers customers the option to pay for their order in installments at checkout, both online and in store. Orders from 50 USD to 17,500 USD are eligible for installments payments.

Customers can choose between the following installment payment options at checkout:

  • Four, biweekly, interest-free payments, for orders from 50 USD to 999.99 USD.  For instance a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks."
  • Monthly payments for orders from 150 USD to 17,500 USD. Monthly installment orders are interest-bearing from 10 to 36% APR, and may be paid in three, six, or twelve months depending on the purchase amount.
  • Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses